These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Client," "you," or "your") and Cobre LLC, a Wyoming limited liability company ("Cobre," "we," "us," or "our"), governing your access to and use of the Cobre platform, website, custom courses, and consulting services (collectively, the "Services").
By accessing our website, submitting the contact form, purchasing a course, engaging our consulting services, or otherwise using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Services.
If you are entering into these Terms on behalf of a business or other legal entity, you represent that you have the authority to bind that entity, in which case "you" and "your" refer to that entity.
Cobre provides the following Services to individual entrepreneurs and businesses:
Platform access is not sold as a standalone product. It is made available to Client only in connection with an active course or consulting engagement, for the duration of that engagement, unless otherwise agreed in writing.
Cobre reserves the right to modify, suspend, or discontinue any aspect of the Services at any time, including the availability of any particular third-party LLM integrated into the platform, without liability to Client, provided that Cobre will make reasonable efforts to notify Client of material changes affecting an active engagement.
To use the Services, you must be at least 18 years old and have the legal capacity to enter into a binding contract. The Services are intended for individual entrepreneurs and businesses evaluating or adopting AI tools for commercial purposes, and are not directed at consumers acting in a purely personal capacity.
Cobre reserves the right, at its sole discretion, to determine whether a prospective Client is a good fit for the Services following an initial assessment, and to decline to provide Services to any person or entity.
The platform provides access to third-party LLM tools, including Claude (Anthropic), ChatGPT (OpenAI), Grok (xAI), and Gemini (Google), or their respective successors (each, a "Third-Party AI Tool"). Cobre does not develop, own, or control any Third-Party AI Tool.
Client acknowledges and agrees that:
To use the platform, Client may need to create an account and provide accurate, current information. Client is responsible for maintaining the confidentiality of its login credentials and for all activity occurring under its account.
Cobre saves Client's session history and progress on the platform to support continuity across courses and consulting sessions. Client acknowledges that Cobre may retain this information for the duration of the engagement and for a reasonable period afterward, as further described in Cobre's Privacy Policy.
Client is responsible for the accuracy and legality of any content, data, or information it submits through the platform, including business information shared during onboarding, courses, or consulting sessions.
Fees for the Services are structured as follows:
All payments are processed through a third-party payment processor designated by Cobre. Client authorizes Cobre (through its payment processor) to charge the payment method provided for all fees due under these Terms. Client is responsible for keeping its payment information current.
Fees are quoted and payable in U.S. dollars unless otherwise agreed in writing. Client is responsible for any taxes, duties, or similar governmental charges associated with its purchase, other than taxes on Cobre's net income.
Cobre reserves the right to suspend Services in the event of a failed, disputed, or overdue payment, until the outstanding amount is resolved.
Fees are earned as Services are delivered. Refund eligibility depends on the stage of the engagement at the time of cancellation, as follows:
This policy does not limit any right Client may have under applicable consumer protection law, which will govern to the extent it provides greater refund rights than stated here.
All course materials, curricula, frameworks, methodologies, templates, written content, and other deliverables prepared or provided by Cobre in connection with a course or consulting engagement (collectively, "Cobre Materials") are and remain the sole and exclusive property of Cobre, including all associated intellectual property rights.
Subject to Client's full payment of applicable fees and compliance with these Terms, Cobre grants Client a limited, non-exclusive, non-transferable, non-sublicensable license to use the Cobre Materials solely for Client's own internal business purposes. Client may not resell, redistribute, publish, sublicense, or otherwise make the Cobre Materials available to any third party without Cobre's prior written consent.
Cobre's name, logo, and brand assets are the property of Cobre and may not be used without prior written permission.
Nothing in these Terms transfers to Client any ownership interest in the platform, its software, design, or underlying technology, all of which remain the exclusive property of Cobre and its licensors.
For the avoidance of doubt, Client retains ownership of its own pre-existing business information, data, and materials shared with Cobre in the course of the engagement.
Each party may disclose non-public business, technical, or financial information to the other in connection with the Services ("Confidential Information"). Each party agrees to use the other's Confidential Information solely to perform its obligations under these Terms, and not to disclose it to any third party without the disclosing party's prior written consent, except to the extent required by law.
This obligation does not apply to information that is or becomes publicly available through no fault of the receiving party, was already known to the receiving party without confidentiality restrictions, or is independently developed without reference to the disclosing party's Confidential Information.
Client agrees not to:
THE SERVICES, INCLUDING THE PLATFORM AND ANY OUTPUT GENERATED BY A THIRD-PARTY AI TOOL, ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. COBRE DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY OUTCOME, RESULT, OR BUSINESS BENEFIT WILL BE ACHIEVED THROUGH USE OF THE SERVICES.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL COBRE, ITS OWNERS, MEMBERS, EMPLOYEES, OR CONTRACTORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES, EVEN IF COBRE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
COBRE'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES WILL NOT EXCEED THE TOTAL FEES PAID BY CLIENT TO COBRE FOR THE SERVICES GIVING RISE TO THE CLAIM DURING THE THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.
Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to Client to the extent prohibited by applicable law.
Client agrees to indemnify, defend, and hold harmless Cobre and its owners, members, employees, and contractors from and against any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) Client's use of the Services in violation of these Terms; (b) Client's violation of any applicable law; (c) content submitted by Client through the platform; or (d) any decision made or action taken by Client in reliance on output generated by a Third-Party AI Tool.
Cobre may suspend or terminate Client's access to the Services at any time, with or without cause, including for breach of these Terms, non-payment, or conduct that Cobre reasonably believes is harmful to Cobre, its other clients, or any third party.
Client may terminate an ongoing consulting or course engagement at any time by providing written notice to Cobre, subject to the refund policy set out in Section 7.
Sections 6 through 13, and any other provision that by its nature should survive, will survive termination of these Terms.
These Terms and any dispute arising out of or related to them or the Services will be governed by the laws of the State of Wyoming, without regard to its conflict-of-laws principles.
Any dispute, claim, or controversy arising out of or relating to these Terms or the Services, including their formation, interpretation, breach, or termination, will be resolved exclusively through final and binding arbitration, rather than in court, except that either party may bring an individual action in small claims court for disputes within that court's jurisdiction.
The arbitration will be administered by a recognized arbitration provider (such as the American Arbitration Association) under its commercial arbitration rules then in effect, by a single arbitrator, seated in Wyoming. Judgment on the arbitration award may be entered in any court having jurisdiction.
Client and Cobre agree that any arbitration will be conducted on an individual basis only, and not as a class, collective, or representative action. Client waives any right to participate in a class action against Cobre to the fullest extent permitted by applicable law.
Each party will bear its own costs of arbitration, except as the arbitrator may otherwise award in accordance with the applicable rules.
Cobre may update these Terms from time to time. If Cobre makes material changes, it will provide reasonable notice, such as by posting the updated Terms on its website with a new "Last updated" date or by contacting Client directly. Client's continued use of the Services after the effective date of any update constitutes acceptance of the revised Terms.
Entire Agreement. These Terms, together with any statement of work, quote, or order form referencing them, constitute the entire agreement between Client and Cobre regarding the Services, and supersede any prior or contemporaneous agreements on the subject.
Severability. If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect, and the unenforceable provision will be modified to the minimum extent necessary to make it enforceable.
No Waiver. Cobre's failure to enforce any provision of these Terms will not be deemed a waiver of that or any other provision.
Assignment. Client may not assign these Terms without Cobre's prior written consent. Cobre may assign these Terms without restriction in connection with a merger, acquisition, or sale of assets.
Independent Contractors. Nothing in these Terms creates a partnership, joint venture, agency, or employment relationship between Client and Cobre.
Notices. Notices under these Terms should be sent to Cobre at the contact information below, and to Client at the email address associated with Client's account.
Questions about these Terms may be directed to Cobre at:
